A Portfolio For Retirement

Here is an idea of what a retirement portfolio using iShares exchange-traded funds might look like:

                                12/31/2003 12/31/2004

                                  Value      Value*

DJ US Basic Materials       IYM    $40,000    $44,835

DJ US Consumer Cyclical     IYC    $40,000    $44,283

DJ US Consumer Non-Cyclical IYK    $40,000    $44,759

DJ US Energy                IYE    $40,000    $52,626

DJ US Financial Services    IYF    $40,000    $45,158

DJ US Healthcare            IYH    $40,000    $41,678

DJ US Industrial            IYJ    $40,000    $46,508

DJ US Technology            IYW    $40,000    $40,534

DJ US Telecom               IYZ    $40,000    $47,225

DJ US Utilities             IDU    $40,000    $49,066

MSCI EAFE                   EFA   $200,000   $237,840

Lehman Aggregate Bond       IGG   $200,000   $207,413

GS $ InvestTop Corp Bond    LQD   $200,000   $211,131

                                $1,000,000 $1,113,057

*Including dividends

DISCLAIMER - This is only an example and not meant to be a recommendation. Invest at your own risk.